Key takeaways
  • Eligible commercially insured patients may pay as low as $25/month for Foundayo with the Eli Lilly savings card
  • The savings card is subject to monthly and annual caps — check current terms before each fill
  • Government insurance (Medicare, Medicaid, TRICARE, VA) is not eligible for the savings card
  • LillyDirect self-pay pricing starts at $149/month for the 0.8 mg starting dose
  • PEAK verifies your coverage, activates your savings card, and helps you find the most affordable path

Who is eligible for the Foundayo savings card

Eli Lilly offers a manufacturer savings card for Foundayo (orforglipron) designed to reduce what eligible patients pay at the pharmacy. Not everyone qualifies. Lilly sets specific eligibility requirements that determine who can use the card.

To be eligible, you generally must:

Government insurance is not eligible

Patients enrolled in Medicare (including Part D), Medicaid, TRICARE, VA benefits, or other federal or state government programs cannot use the Foundayo savings card. This is a federal requirement, not an Eli Lilly policy. It applies to all manufacturer savings cards, not just Foundayo.

Note: PEAK accepts Anthem, Cigna, Aetna, UnitedHealthcare, Sentara, and TRICARE. We do not accept Medicare or Medicaid.

How the Foundayo savings card works

The Foundayo savings card functions as a secondary payer after your insurance processes the claim. Your insurance pays its portion of the medication cost first. The savings card then covers part or all of the remaining copay or coinsurance, up to the card’s monthly and annual limits.

The result is that your final out-of-pocket cost is whatever remains after both your insurance and the savings card have been applied — often significantly less than what you would pay with insurance alone.

Why manufacturers offer savings cards

Savings cards help bridge the gap between what insurance covers and what patients can afford. For newer specialty medications like Foundayo, the copay alone can be a barrier to starting or staying on treatment. Lilly’s savings card is designed to remove that barrier for commercially insured patients.

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How much you can save

Eligible commercially insured patients may pay as low as $25 per month for Foundayo when using the savings card. This applies when your insurance plan covers Foundayo and you meet all eligibility requirements.

Important details about the savings amounts:

With commercial insurance and the savings card combined, many patients pay $25 per month or close to it for Foundayo.

How to activate the savings card

Activating the Foundayo savings card is straightforward. The exact steps may vary depending on how the program is structured when you enroll.

Common activation methods include:

  1. Lilly’s website. Visit the Foundayo section of Eli Lilly’s website and look for the savings card page. You will typically need to provide basic information and confirm eligibility. You may receive a digital card with a BIN, PCN, and group number to present at the pharmacy.
  2. Your provider’s office. PEAK can help you enroll in the savings program during your appointment. We provide the card details or activate the card on your behalf as part of our cost navigation process.
  3. At the pharmacy. Your pharmacist may be able to apply the savings card at the point of sale. Bring any card details you have received — physical or digital — and ask the pharmacy to run it as a secondary payer after your insurance processes.
Tip: Activate before your first fill

The savings card should be set up before you pick up your prescription. If you arrive at the pharmacy without the card details, you may pay the full copay and need to seek retroactive reimbursement — which is more complicated. At PEAK, we help you activate the card before your prescription is sent to the pharmacy.

What the savings card does not cover

The Foundayo savings card has important limitations. Understanding these upfront helps you avoid surprises at the pharmacy.

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LillyDirect self-pay pricing

For patients who prefer self-pay or whose insurance does not cover Foundayo, Eli Lilly offers direct-purchase pricing through LillyDirect, its direct-to-patient pharmacy service. These prices are separate from the savings card and have their own terms.

Current LillyDirect pricing for Foundayo:

Dose Monthly price
0.8 mg (starting dose) $149/month
2.5 mg $199/month
5.5–17.2 mg (maintenance doses) $299/month
Pricing may change

Self-pay pricing through LillyDirect can change with little notice. Always verify current pricing directly with Eli Lilly or LillyDirect before making decisions based on a specific price point.

Foundayo is an oral tablet taken once daily, which means there are no injection supplies or administration costs. For patients who want to avoid injections, this can be a meaningful practical advantage in addition to the competitive self-pay pricing.

Medicare Part D pricing

Eligible Medicare Part D enrollees may pay $50 per month for Foundayo beginning July 1, 2026. This is part of broader Medicare drug pricing changes and is separate from the manufacturer savings card.

Important: PEAK does not accept Medicare

PEAK does not accept Medicare or Medicaid plans. If you are a Medicare beneficiary, the $50/month Part D pricing would apply when you fill your Foundayo prescription through an outside pharmacy or provider — not through PEAK. We include this information so you have a complete picture of available pricing options.

What PEAK does to help

Navigating savings programs, insurance approvals, and pricing options takes time and knowledge. At PEAK, our team handles cost navigation as part of your care — not as an afterthought.

Here is what we do:

  1. Verify your insurance before your first visit. We check whether your plan covers Foundayo, what your copay structure looks like, and whether prior authorization is required.
  2. Activate the savings card. We enroll eligible patients in the Eli Lilly savings card, help activate it, and ensure it is applied at the pharmacy.
  3. Submit prior authorizations. If your plan requires prior authorization for Foundayo, our team handles the paperwork and follows up until a decision is made.
  4. Explore all options if needed. If Foundayo is not covered or remains too expensive after savings programs, we evaluate alternatives — including other covered GLP-1 medications like Zepbound or Wegovy, appeal strategies, and LillyDirect self-pay options.
  5. Provide a clear cost estimate. Before you fill your first prescription, we give you a transparent picture of what you will pay. No surprises.
Our goal

We want cost to be a solved problem, not an ongoing stressor. Every patient at PEAK receives cost navigation support as part of their treatment plan. If a more affordable path exists, we help you find it.

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Frequently asked questions

Clinical references

Paige Proctor, PA-C Eric M. Byman, MD Christy Sorey, FNP-C Robyn Byrd, FNP-BC Samantha Marshall, FNP-BC Kelly Lewis, PA-C Emily Thomas, RD Talia Wallace, DNP, FNP-C
PEAK Wellness & Aesthetics
Evidence-based guidance from our board-certified clinicians specializing in medical weight loss and obesity medicine.